Pension Funds Are Not Something to Be Put Off Until Later: OJK Urges Unhas Students to Prepare Early
MAKASSAR, UNHAS.TV – Hundreds of students, academics and members of the general public attended a financial education session entitled “A Financially Literate Generation: Managing Pension Funds Amid Disruption and Financial Risks” on Wednesday (17 June 2026).
The event, held at the Prof Amiruddin Auditorium, Faculty of Medicine, Hasanuddin University (FK Unhas), was organised by the Unhas Bachelor’s Programme in Actuarial Science in collaboration with the Indonesian Actuarial Association (PAI) and the Financial Services Authority.
The forum formed part of a corporate social responsibility initiative emphasising the importance of financial literacy, pension fund management, and the readiness of the younger generation to face technological change and financial risks.
From early morning, participants filled the auditorium to attend presentations on long-term financial planning.
The topics covered focused not only on pension funds but also on how to recognise illegal investments, understand financial services products, and manage personal finances more wisely.
A speaker from the OJK highlighted the increasing financial risks amidst the rapid development of financial technology.
According to the OJK, the ease of access to digital financial services needs to be balanced with adequate understanding so that the public do not fall prey to illegal financial practices or make detrimental investment decisions.
The Head of the OJK for South and West Sulawesi, Mochammad Muchlasin, said that financial awareness must be cultivated from a young age. He reminded students not to view retirement as something that is still too far off.
“Students should not think that old age is still a long way off. Financial preparation must begin now,” said Muchlasin after opening the seminar.
According to him, financial preparedness is not merely a matter of personal interest. The younger generation, Muchlasin said, also needs to consider the needs of their families, parents, and the future of their own children.
Planning from an early stage is considered to help people cope with economic risks, including the risk of living a long life after retirement.
He also emphasised the importance of being able to cope with technological disruption. Technological change, he said, brings both opportunities and risks.
Therefore, the public needs to understand how financial products work, choose legitimate financial service providers, and build long-term financial resilience.
Through collaboration between universities, professional organisations and regulators, this initiative is expected to foster a generation that is more aware, knowledgeable and prepared to plan their financial future in a sustainable manner.
The participants’ enthusiasm was evident during the discussion sessions and interactive quizzes organised by the committee. In addition to receiving an e-certificate, participants also gained practical insights into the importance of establishing healthy financial habits from a young age.
(Zahra Tsabitha Sucheng / Unhas TV)
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